First Time Home Buyers

If you're thinking about buying your first property, we can help make the transition from renting to owning seamless. Our experts handle all the financial details, ensuring a quick and efficient process to find your perfect property. Our education-focused approach and clear next steps will guide you through every stage, and our easy-to-use online application will kick-start the process accurately. We provide tools and guidance to streamline document submission and offer detailed assessments to aid in budget planning, including the associated costs like closing costs and adjustment costs. We'll help you understand how homebuyer incentive programs work, determine your down payment amount, affordability, and monthly payments. We'll design a custom-tailored mortgage product that fits your needs, provide mortgage pre-approval, and secure the best interest rate. Even if you don't qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. Plus, our access to innovative tools in Canada will reduce errors, improve efficiency, and save you time.

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Before beginning your search for your dream home, it is crucial to get pre-approved for a mortgage. This not only saves you time but also helps determine the maximum purchase price you can afford. Additionally, pre-approval allows you to figure out how much money you can borrow from a lender and tailor a mortgage product to suit your needs. By locking in the best rate, you can have rate assurance and shop for properties confidently. The fast pre-approval process expedites the overall approval process, providing you with the opportunity to find your perfect property sooner.

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First time buyer or refinancing? Call for a free quote!

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